Rudy’s Home Furniture – Layaway Policy
1) Eligibility & Deposit
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Layaway is available on qualifying merchandise purchases of $500 or more (before tax and delivery).
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A minimum 30% deposit is required to start a layaway.
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Layaway may not apply to certain clearance/closeout items unless stated at time of purchase.
2) Term & Payment Schedule
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Layaway must be paid in full within 4 months (120 days) from the date the order is placed.
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Payments may be made weekly, bi-weekly, or monthly, based on customer preference.
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Payments can be made in-store or by approved payment methods.
3) Delivery / Pickup
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Items will be scheduled for delivery or made available for pickup only after the balance is paid in full, including tax and any delivery/assembly fees.
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Delivery timing depends on item availability and delivery zone scheduling.
4) Cancellations & Store Credit
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If the customer cancels a layaway, all payments made will be converted to in-store credit only (non-refundable).
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In-store credit is valid for 6 months from the date the layaway is canceled.
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Store credit is not redeemable for cash and may be applied toward future purchases at Rudy’s Home Furniture.
5) Missed Payments / Expiration
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There is no late fee; however, if the layaway is not paid in full within the 4-month period, the layaway will be automatically canceled and payments will be converted to in-store credit (see Section 4).
6) Changes / Extensions
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Any extension request must be made before the layaway deadline.
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Extensions may be approved at Rudy’s discretion and must be confirmed in writing (text/email acceptable).
7) Product Availability
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Layaway reserves your selected items while your plan is active; however, inventory and manufacturer availability can change.
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If an item becomes unavailable, Rudy’s will offer a comparable replacement option. If no suitable option is available, the customer may choose store credit per Section 4.